The Risk Engine is a health risk quantification tool that supports life insurers to estimate disease risks with limited self-reported health and lifestyle data. Our science-based human health risk assessment calculates mortality and morbidity probabilities and imputes estimated values for missing data, useful for multiple use cases.
As insurance shifts toward a data-driven model, technology is redefining risk assessment and customer engagement. By leveraging AI, predictive analytics, and wellness app data, insurers can optimize underwriting, reduce claims costs, and offer personalized policies. This transformation enhances efficiency, improves customer experience, and paves the way for a more proactive and cost-effective insurance industry.
