リスクエンジンは、生命保険会社が限られた自己申告の健康状態や生活習慣のデータから疾病リスクを推定することをサポートするヘルスリスク定量化ツールです。当社の科学的根拠に基づいたヒトのヘルスリスク評価は、死亡率と罹患確率を計算し、欠損データの推定値をインプットすることで、様々なユースケースに役立ちます。
Bancassurance, once primarily a sales-led distribution channel, is undergoing a major digital transformation. 2025 has seen it evolve into a data-driven, customer-centric process that’s shifting its focus from mere product distribution to broader health engagement and personalized wellness. This change is reshaping how financial institutions and insurers collaborate, moving them toward a future where insurance is far more smoothly integrated into everyday financial decisions. In this article, we’ll examine the trends driving this change, the rise of embedded insurance, and how platforms like dacadoo are accelerating the process.
