The Risk Engine is a health risk quantification tool that supports life insurers to estimate disease risks with limited self-reported health and lifestyle data. Our science-based human health risk assessment calculates mortality and morbidity probabilities and imputes estimated values for missing data, useful for multiple use cases.
Many health insurers invest in wellness programs to improve member engagement, support prevention, and strengthen long-term relationships. Too often, however, members receive the same challenges, content, and rewards as everyone else. This article explores why personalization in health insurance wellness programs can feel generic and how Digital Health Engagement Platforms can help health insurers create more relevant, scalable, and engaging wellness experiences.